American Web Loan's reply to:

This is Rip Off

We take consumer feedback very seriously, and we welcome any feedback regarding a customer’s experience. Please provide adequate information for our offices to address any concerns you may have. You may also contact us directly at feedback@americanwebloan.com or call us at 877-860-7171.
ID
#1273494 Review #1273494 is a subjective opinion of poster.
Service
American Web Loan Payday Loan
Reason of review
To pay off their *** money back
New Reviewer

I take a loan out and now i owe more then i take out. I will never go back to them.

They steal your money. Beware of them. Don't get a loan through them. This company will steal all your money and leave you broke.

I have to borrow my parent money to pay back to them in full. Total SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM SCAM!!!!!!!!!!!!!!!!!!!!!!!

Friendly and easy to talk to

They helped me meet my need. They were friendly and easy to talk to. Betty J.
View full review
Testimonial

American Web Loan is a paying client of Opinion Corp and utilizes its services to proactively identify and correct customer service issues.

ID
#1342414 Review #1342414 is a subjective opinion of poster.
Service
American Web Loan Customer Care
Reason of review
Good customer service
American Web Loan's reply to:

Declined an rates too high

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#1264339 Review #1264339 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
Pricing issue

I applied for a loan and as I was applying it said I was declined as I said I was decline someone was picking up calling me so I decided to talk to them but their rates was just too high so when I decided I didn't want the high rates they send me an email saying I was declined I was the one that decided I didn't want their services so how can you decline me I don't understand plus I had them several times before and I paid them off so how could you even would have declined me knowing that I had paid you all something is wrong with this company and I will not bother them ever again nor will I recommend them to anyone

American Web Loan's reply to:

They took my money ! this company is a total Scam .

We take consumer feedback very seriously, and we welcome any feedback regarding a customer’s experience. Please provide adequate information for our offices to address any concerns you may have. You may also contact us directly at feedback@americanwebloan.com or call us at 877-860-7171.
ID
#1264218 Review #1264218 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
Not as described/ advertised
Loss
$728
Preferred solution
Full refund
New Reviewer

American web loan is a scam. Please anyone one out there looking for money let this be the last place in the world to request for a loan.

I got 700$ loam from American Web Loan. as a good citizen of this great nation and a veteran I intended to pay it back within a month, I paid back 1428.30 in one month and 13 days from the day that I got the loan. please ! please !

run for your lifes... I do not know how to say it more clear and loud. what kind of interest do you pay double the amount of loan within a month and a few days. I did talk to the lady on the phone she sounded awful not even remorseful that I paid the double amount.

Please where is the government regulations to protect citizens from this company.

I am going to talk to my congress man who is good friend of mind about this awful experience with American Web Loan. this company is like a thief.please go somewhere else for a loan people.

1 comment
#1489630

I totally agree - this is truly a predatory lending company. They make money off of people who are already in an emergency situation.

If you borrow 2000 by the end of 52 weeks to pay back you would have paid back over 12,0000. Ridiculously!!!

American Web Loan's reply to:

Response via chat

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#1255136 Review #1255136 is a subjective opinion of poster.
Service
American Web Loan Customer Care
Reason of review
questions not answered

I was trying to find out the interest rate for the loan and they will not give you any interest rate until you fill out the form with your social security number and bank information and employer information, which is a lot of information, they are not governed by your state laws, but the tribal laws and tribal commission, it is probably because of the interest rate they charge daily. The reason for asking these questions was a post I read on the BBB website, stating that they had borrowed $700 and made 6 payments and it only took $25 off the loan amount. After reading more review and chatting with them I decided not apply.

American Web Loan's reply to:

They screw you

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#1253339 Review #1253339 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
Problems with payment

I took a loan out and am always broke now and can barely buy food because it was sopose to be 6 payments and it was back in november i took out the loan.. and its been 15 bi weekly payments and they wont do anything about them taking over paymemts.. and tell me im over paid and then tell me i still owe money...

American Web Loan's reply to:

I will file bankruptcy because of them

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#1250746 Review #1250746 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
Problems with payment

Just so they will leave me alone and stop harassing me. I will have to file bankruptcy. This loan type is illegal in Maryland

American Web Loan's reply to:

How dare AWL takes advantage of people This was a loan I had...payed off in 2 days. WILL NEVER USE AWL AGAIN 760.40% interest rate HOW DARE AWL TAKE ADVANTAGE OF PEOPLE Found another company @ 103%

We take consumer feedback very seriously, and we welcome any feedback regarding a customer’s experience. Please provide adequate information for our offices to address any concerns you may have. You may also contact us directly at feedback@americanwebloan.com or call us at 877-860-7171.
ID
#1246373 Review #1246373 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
Problems with payment
New Reviewer

How dare AWL takes advantage of people

This was a loan I had...payed off in 2 days.

WILL NEVER USE AWL AGAIN {{Redacted}}

760.40% interest rate HOW DARE AWL TAKE ADVANTAGE OF PEOPLE

Found another company @ 103% HUGE DIFFERENCE

760.40 % awl $500 for 6 months

FINANCE CHARGE

The dollar amount the

credit will cost you.

$1,220.99

AMOUNT FINANCED

The amount of credit

provided to you or on

your behalf.

$500.00

TOTAL OF PAYMENTS

The amount you will

have paid after you

have made all payments

as scheduled.

$1,720.99 {{Redacted}}

American Web Loan's reply to:

This is not right.

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#1240698 Review #1240698 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
Problems with payment

This company is doing the American public such a disservice. Instead of helping us, they are actually using our vulnerability to take advantage.

Horrible, just plain horrible. How do you charge someone @***.09 bi-weekly on $1,000.00 loan for 9 months. Tell you that you cannot pay down your principle. Whatever you pay much go to the interest first.

I have never heard of such a thing. They need to be investigated. Please look into what you guys are doing to people and change your tactics.

This is not the right thing to do. You have to have a conscious to see that this is so wrong in every way.

3 comments
#1501836

They got me too!!! And I borrowed 1500 and want me to pay 8000 they never said anything about 2 payment monthly

#1473136

Just got off the phone with them! They're sending me a registered letter with a small claims court date.

Threatened me with garnishment, etc. I borrowed $600 and paid them over $2100 before cutting them off at $2500+. Do the math! I paid more than 3 times the amount borrowed and NOW they say I owe some $800 more.

I'm pissed! Can anyone offer some direction or insight?

#1487968
@PissedConsumer1473136

You don't have to repay this. Wait until they actually and you a registered letter with small claims court.

If they go infront of a judge worth they'll call them on their predatory practices.Most states make these types of loans illegal to begin with anyway. So they frankly have no teeth to enforce anything.

View more comments (2)
New Reviewer

ATTN ALL READERS THAT ARE COMPLAINING

Hello Readers, hopefully this will help you a little with MY experience with American Web Loan. This is my second time doing a Loan with American Web Loan, and at no time do I recall them putting a Gun to my head and making me take out a loan with them, and signing the contract agreement. At NO TIME ! Do I remember them ever putting me thru Duress, to take out a loan with them and sign the contract. I voluntarily did this on my own and took out the amount that I ONLY NEEDED. It was a emergency loan which I will be gladly to share with you my reason for even taking the loan out. My Car Registration Tags were about to expire, I did not want to go to DMV and get a extension, I just wanted to pay my tags and drive with comfort and ease. I had a choice....let me say this again I HAD A CHOICE ! Either driving around with expire tags, looking in my mirror every time I see a cop car or traffic motorcycle, risking in getting a ticket for driving around with expired tags or either taking the chance in getting my car impounded for driving with expired tags. Guess What? I choose to take a Loan with American Web Loan for a second time in life, to take care of this EMERGENCY SITUATION, and I am again paying the loan off, I read the paper work, whatever questions I had the representative was able to answer them for me, and I sign the electronic documents, and my money was in my account the next day. I have my tags and I am driving around the City without having to look over my shoulder with expired car registration tags, or getting a letter from DMV saying: ATTN YOUR CAR REGISTRATION TAGS HAVE EXPIRED, YOU ARE ABOUT TO HAVE YOUR DRIVERS LICENSE SUSPENDED IF THIS MATTER IS NOT TAKEN CARE OF IMMEDIATELY. Guess What? I took the American Web Loan option, I have a peace of mind, don't have to worry about where I park my car with expired tags and getting a Ticket just for that, my car being towed being parked on the street with expired tags, getting pull over by the Police for having expired tags. Its called again: "A PEACE OF MIND" Now let me explain something else to you, AMERICAN WEB LOAN is not your regular Money Lender, they are called "HARD MONEY LENDERS" they are lenders to lend you money when everyone else has turn you down for emergency needs ONLY !!! Not going to the Mall and going Shopping, they are for a purpose of Emergency Hard Money Loans, which means the interest is going to be way higher then anyone else, but that is what they are in the business for, to make money, not friends, this is business. I could have borrowed a $1,000.00 if I wanted to because I was approve up to that amount, but I borrowed only what I needed and that was to get my DAMNN Registration Car Tags, you know that little sticker that goes on the rear Car License plate? Yeah that little thing. So as I said before, if you don't understand what your getting into, don't sign on the dotted line, simple as that. ***All of you readers have a GREAT Day*** I definitely am, and I am sure this will not be the last time that I will borrow a emergency fund deposit from American Web Loan. Thank You American Web Loan for being their for me when nobody else was. : )
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2 comments
#1533291

Awl sucks

#1468501

Good luck, lmao! Just keep borrowing!

View more comments (1)
Testimonial

American Web Loan is a paying client of Opinion Corp and utilizes its services to proactively identify and correct customer service issues.

ID
#1238952 Review #1238952 is a subjective opinion of poster.
Service
American Web Loan Loan
Pros
  • Honesty
  • Easy to make payments
  • Expediency of approval with low credit score
Reason of review
Good customer service
American Web Loan's reply to:

The worst please anyone but them.

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#1230833 Review #1230833 is a subjective opinion of poster.
New Reviewer

I ripped they *** off like they did me lmao.

American Web Loan's reply to:

Not legit...

We take consumer feedback very seriously, and we welcome any feedback regarding a customer’s experience. Please provide adequate information for our offices to address any concerns you may have. You may also contact us directly at feedback@americanwebloan.com or call us at 877-860-7171.
ID
#1230239 Review #1230239 is a subjective opinion of poster.
Reason of review
Problems with payment
New Reviewer

Borrowed 500.00. Seen were my pay back was like 72.00 that looked like in a seven month period.

I thought ok. But now learned AFTER making 10 72.00 dollar payments by balance is still 500.00. If that aint robbery i dont no what is. Deceived and everything else.

I stopped it.

And i hope they do come after me. {{Redacted}}

American Web Loan's reply to:

Worst decision ever

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#1224442 Review #1224442 is a subjective opinion of poster.
Service
American Web Loan Loan
Cons
  • Obscenely high interest rates
  • Process not explained clearly
  • Taken advantage of
Reason of review
Problems with payment

Biggest mistake of my life. Unfortunately I needed to get my car fixed.

I thought this would be a great idea since the agent let me know that a $1600.00 loan could only be $200 a month payment. I could make larger payments and get that loan paid off quicker. When I reviewed the limited document that I was provided which was only a payment plan and nothing else, come to find out that it would be $274 every two weeks. I was so shocked and realized I would not at all be able to ever pay that back.

I requested my documentation and no response at all.

I am going to look into a settlement. What do you all think?

American Web Loan's reply to:

Don’t borrow from them

We take consumer feedback very seriously, and we welcome any feedback regarding a customer’s experience. Please provide adequate information for our offices to address any concerns you may have. You may also contact us directly at feedback@americanwebloan.com or call us at 877-860-7171.
ID
#1219262 Review #1219262 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
Problems with payment

So I borrowed a $1,000 they told me it was going to be 2,000 after I get finished paying come to find out it’s a big fat lie turned out I was going to pay almost 4,000 when I get down I called them after paying almost $800 and told them I’m ready to pay off the loan they told me it’s going to be almost $1200 to pay off the loan I was like are you kidding me I paid almost $800 why am I paying $1200 because since the last time you paid you cumulated interest I was like that’s it just take I’m paying this loan today you take credit cards cause I’m down I know not to use your stealing *** company anymore.

1 comment
#1491073

American web loans are just a bunch of liars and false advertising

American Web Loan's reply to:

Web loan wants to but me in jail

The experience you referenced is not one of our processes. We would like to speak with you to gather more information. Please contact us at feedback@americanwebloan.com. Thank you.
ID
#1214801 Review #1214801 is a subjective opinion of poster.
Service
American Web Loan Loan
Reason of review
i dont want to go to jail
New Reviewer

The court call me and they claim I took out a loan back in 2013 I had some loans but I paid them all off they said they would put me in jail and make my life a living *** I am 66 years old I don't work anymore and I live off a pension and I try to get by a lady call me and told me I had a loan 20163**** and if I don't paid You and them will put me in jail and take what I have my health is bad and I don't under stand after 5 years they come after me I honstest did not take a loan out so if you can do something for me I would like the help my name is Janice poli and I am scared my e mail is fayfay58@***.com please help me thank you

2 comments
#1452215

Ignore them. Sounds like a scam actually. There are no debtor's prisons anymore.

#1449112

Tell them they need to submit proof of debt. This means they have to give you The Who and how much.

If they can’t give it to you then tell them to go away and retain a lawyer because you are not going to pay any verifiable debt. A debt is a civil matter and as such unless a ruling comes from a judge you won’t be arrested.

In fact tell them to come get you. Even the police will tell you they are trying to scare you.

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