Welcome to the American Web Loan Community

I borrowed $600. The rep said there would be a $180 fee.

Well, I thought that was a little high, but accepted it. I tried to pay the loan back early but their website doesn't allow that. Then I tried to pay back on-time but was confused because I was seeing an extra $180 charge. I ended up calling them.

They actually wanted an extra $180 fee for paying the loan back on time. This I refused to do. I reported them to the Better Business Bureau and sent them an e-mail telling them, either they send me a PAID IN FULL statement or I would sue them.

Haven't heard back yet. I guess I'll be getting those abusive phone calls from their "Collection Agency"

I took out a loan and later see the interest rate is so high, I can barely feed my family. I had to close my bank account before we were homeless.

This company should be fined and ordered not to take advantage of those in a pinch. I understand charging interest but this is absolutely ridiculous on so many levels.

I am a hard working citizen who fell on hard times and was taken advantage of due to the hardship. I would never want someone else to be in the same situation and advise all reading to run away from online loans from this company.

I did exactly as this site has instructed contact their customer service they are by far the worst to deal with their agents tell you all is ok then the harassing calls continue. These puke bags tell me over the phone my account was settled but they have a collection company united debt hdings call every employer I work for every family member and every one else they could and leave the following message with them.

You have committed fraud and charges are going to be filed against you.

This is illegal do not deal with these puke bags go else where preferably not to a tribal lender. Am web loan I have left 10 messages to contact me because all their agents say my account should not have been sent to the debt company but no one will get it removed I may file a lawsuit against these ***

American Web Loan and their "locator" United are leaving threatening voicemails on the voicemail of my HR rep, directing that the message be forwarded to my manager, and that there are charges against me. You have been served, call this number, use this claim number...; You call and all they want to talk about is you making a 'payment by phone', will not substantiate anything.

I have recordings of the voicemails left for my employer. I have filed complaints with the Attorney General for Colorado, the FTC and the FBI Internet Crimes Division, turned the recordings over to all three.

This company called my mother, trying to get me to pay telling her I had charges pending against me. I called them back, they wanted my address and bank account info to take money out for my loan.

I asked for the address and who I could talk to and was told it was in the papers but they would work with me, it would be lesser charges if I paid now. Then they said they would be calling or coming to my work if I didnt cooperate to charge me.

Where did I work. After I hung up they called my mother back.

I recieved a loan and payed off the loan and i am still being harassed about money that was already paid last year. I am getting calls about going to court and someone coming to my job with a warrant but the guy that i talked to is not even from Alabama.

He said that they will be at my address the next morning or my job to pick me up. I have not recived any paper work about a warrant or from anyone.

I would think something would have been sent to me about someone trying to sue me and what they are sueing me for. So beware of an Indian spokes person calling and threatening you about being pick up.

I've been getting calls for the last few days about a loan I had taken out with AWL. First Michelle Batemen calls with the same script as Patrick Stern claiming they represent AWL.

I called and spoke with someone about this and they say they weren't a collection agency but a legal firm. Then they continued to ask for a bank account number or credit card number. I responded that legal departments do not ask for that kind of information so I asked for an address to send a money order and they refused to give me that. Law states that a collection agency must first provide proof of debt in writing as well as present you with an address to mail in payment if other options are exhausted.

Not only did I school them I also made them aware that contacting references on a contract OR NOT on a contract is prohibited under the FTC regulations. This is where the lady stumbled in her response. She then transferred to a so-called tough guy who demanded things which made me laugh. Needless to say he was very pissed with my enjoyment of their antics and ended the call.

I filed a complaint with the FTC which they did nothing but, a pending investigation with the AG is open. Really, who ask for $1800 and not provide an address?

*** rape is common in prison and some dark areas of the United States but, they got the wrong one today. lol

my place of employment received several telephone calls from a male subj who asked several times to speak to a someone w/authority there. the person who took the call tried to get as much information as possible,but the male person continued to be evasive and also with my supervisor. he was told not to come to this secured building. I called the nbr provided,only to get a voicemail that was full and another nbr which continued to be busy. finally I made contact w/awl and spoke to a female who asked if i had been served and did I intended to fraud the company,i said "no",then she wanted to make a deal with me. she put me on hold and the telephone line disconnected. I felt very afraid. jinnee

i took out a loan from awl and after making several payments i still owed way more then i borrowed, just to keep up i had to take out other online payday loans, now im in debt like $8,000 with these *** things! finally i had to close my checking account and have tried contacting the company many times to try to settle, now a locater has been calling and threatining me!

im at a loss to what to do, im considering bankruptcy just to get them off my back help, any suggestions? also im in colorado and i found out these loans are illegal in my state

This is a huge Scam. Paid off first loan from them in lum sum and was ok with huge interest.

Stupidly got another loan for $600 and elected to pay it off in installments- I believed I was paying off the original loan plus interest. $171 twice a month. When I called to see when the loan would be paid off I was told in 8 months. My 4 payments of $171 were ALL INTEREST.

No principle was paid.

I am Blocking them from my bank account and am reporting to them to the BBB in NY. Do Not use them at all.

American Web Loans is just crazy! I borrowed $500 they said I have to pay 16 payments of $150.

I told them they were crazy as ***. I was online for this company but I thought it would not go through because I did'nt finish everything on the application. I looked into my checking account and the money was there. They did not call me to tell me anything or email me anything saying i got the money.

They are just a rip off!!! I am paying this company only $150 bi-weekly and it does not go towards my loan. Do they think people are ***!

See if you get it from me!

merican Web Loan call this morning by their locator telling me I need to call 866 - 501 - ****. American Web

Loan said if I do not respond they will file fraud charges against me....wow I guess this tactic still works. American Web Loan said that charges are pending against me and that I have "officially been served" ha... I love American Web Loan

https://www.youtube.com/watch?v=qkR2Q2oP3cc

https://www.youtube.com/watch?v=AXkgBg-ClfI

The links above are from the calls that I uploaded to youtube...check it out it is really funny as sad as it really is. I Love AMERICAN WEB LOAN

I took out a loan through American Web Loan for $1,300.00. They have take (4) payments of $390.00 and $20.00 out of my checking account for a total of $1,580.00.

I called them this morning to find out the the balance that was owed on my account. I was informed that I owe a PRINICPAL BALANCE OF $1,300.00 AND $390.00 INTEREST.

I told the lady that I ws speaking to that this is in correct, as I have made 4 payments of $390.00 and she said that was straight interest, that they take the interest payment every other week and its up to me to apply additional payments to my loan.

I explained to her that I was under the impression that the $390.00 was a principal & interest payment. She informed me that it was not. I asked her to e-mail me a copy of loan documents because I can't believe I would have agreed to Interest Payments of $1,580.00 that I have PAID TO DATE WITH NOTHING GOING AGAINST THE PRINCIPAL.

I will contact the DISTRICT ATTORNEY'S OFFICE NOW..

Actually took two loans out from AWL, the first was for $700, which went pretty uneventfully, Paid an additional to the $180 bi-weekly here & there but really didn't monitor it or pay it much mind, It was paid off rather quickly but the second loan was for $1000 and I was told by the AWL Customer Service Rep prior to accepting the loan that there would be a $276 finance charge which i figured meant that I would be paying back $1276 on a $1000 loan, thought that was acceptable not knowing & never being told otherwise that it was a $276 withdrawal bi-weekly for fee's and none of that money was being applied to what they like to call the "principal amount", unfortunately I realized this after I was already 9 payments In totaling $2484 with my balance still at a $1000 so in essence you must apply more than the finance charge for any monies to be applied directly to the loan, the more you pay the lower your finance charge Is but I was also told that if I didn't apply anything other than the finance charge bi-weekly for 15 payments the loan would be paid in full which means on a $1000 loan you would be paying back a whooping $4140 but at any time you apply additional money to the finance charge it affects your total balance, so for example if your 3, 6, 9, 14 payments In on just paying the finance charge and you apply even one additional dollar to your next payment your pretty much starting off at the beginning again so your even more screwed, so at this point I'm 11 payments In and paid out $3036 at which point I have taken advise from several friends to close my account & let them try and get there money another way, I've already paid 3X the amount owed and my balance is still $1000 as far as I'm concerned I owe you nothing, go F yourself.