Welcome to the American Web Loan Community

I lost my job in 2011., and was out of work for 6mo. I had to take out a loan to help with rent and bills.

These people took so many payments out of me I had to close my account., I assumed It was enough to pay them off three times over. Now almost 3yrs. later a company called United is saying they represent awl and want 880.00 from me saying I defaulted and they will serve me with papers to take me to court if I don't pay!! They won't email me with an offer to settle, yet they will take my c/c info, my home address, my work place info though no problem and will email me saying they are paid in full after I give them money!!!

These people are jerks., do they think I am just willing to give someone my hard earned money and don't even know who they are???, NO!!!

In times of trouble awl did not help in the long run. What should I do??

This organization should be investigated for unfair practices for gouging consumers who are down and out. I am so disgusted by everything I continue to read about American Web Loan. Why can't all states make this illegal to make contracts with people who are desperate for 7700% interest. This is no exaggeration! The federal government needs to step in and shut them down!!!

BUYER BEWARE, BUYER BEWARE, BUYER BEWARE

DO NOT DO BUSINESS WITH AMERICAN WEB LOANS. THE BETTER BUSINESS BUREAU NEEDS TO SHUT THEM DOWN.

AMERICAN WEB LOANS SHOULD BE ASHAMED OF THIS HORRIBLE GOUGING OF AMERICANS. SHUT THEM DOWN AMERICA.

Borrowed $600 and was told I would pay $180 every two weeks with $80 of that towards principal until paid off. I have been paying $180 every 2 weeks for THREE MONTHS NOW AND NOTHING HAS BEEN APPLIED TO THE PRINCIPAL.

I finally put a stop payment with my bank and have not been charged anymore by them but continue to get calls and emails in regards to my "outstanding balance" even after speaking with them on numerous times in regards to their lies about payment. They continue to call me at my place of business even though I have also told them they are not allowed to call that number.

These people are SCAMMERS!! DO NOT GET A LOAN FROM THEM!!!!

Husband took out a loan for 600 and was paying 180 every two weeks until we found out it was not going towards our principal amount. So we call and asked for our contract which they forward to us and on the contracts it says 120 every 2 weeks and for 400 dollars.

One week they pulled 360 out of our account. So we did a stop payment and canceled out account.

They called my husband asking to settle for 400 but they already took 900 plus from us so they can kiss my ***. Be smart and just cancel your account.

NEVER AGAIN! My boyfriend & I took out a $600 loan from AWL.

They are taking out $180 every two weeks from his check. We called about a week ago to ask them what the pay off amount would be & the extremely pushy rep told us it was $600 ON TOP of the two payments of $180 we already paid. THEN said there was an interest pay off of $200 something. RIDICULOUS!

This company shouldn't be allowed to do this. As a matter of fact, this is illegal. They pretty much have a 130% interest rate which doesn't even sound logical. Their customer service is absolutely obsurd.

HORRIBLE PLACE! Do NOT even think about taking a loan out from this company!!!!!!!!

DO NOT GET A LOAN FROM THIS HORRIBLE PLACE PLEASE !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I BORROWED $500 IN JUNE 2013 THEY HAVE TAKEN $150 EVERY TWO WEEKS FOR 2 MONTHS I WENT TO CHECK MY BALANCE IT SAID $500 STILL REMAINING..... YOU PAY THIS MINIMUM BALANCE THATS GOES NOWHERE !!!

IT GOES INTO THEIR POCKETS !! YOU HAVE TO PAY THE MINIMIM PLUS THE AMOUNT OF YOUR LOAN SO THEY TAKE $150 AND YOU NEED TO PAY AN ADDITIONAL $150 SO YOUR BALANCE WILL GO DOWN !!!! SO IF I PAY $300 EVERY TWO WEEKS FOR 2 MONTHS MY LOAN WILL BE PAID OFF . NO ONE EVER TOLD ME.

THEY SAY WE "WE RECOMMEND " YOU MORE THAN YOUR MINIMUM BALANCE. YEA I BET YOU DO. .. THEY SAY I OWE $800 EVEN THOUGH THEY HAVE TAKEN $600 FROM ME ALREADY...

THIS IS THE WORST PLACE EVER EVER EVER EVER !!!.... THEY CALL YOUR JOB LEAVE MESSAGES WITH OTHER PEOPLE. THEY WILL EMBARASS YOU...DEVIL WORKERS ! THE PEOPLE WORKING THEIR ALL WORK FOR THE DEVIL TO PREY ON THE WEAK AND THOSE IN NEED AND MESS US OVER.

THEY HAVE SETTLED WITH ME NOW FOR $500. I AM PAYING $1000 FOR A $500 LOAN. I WOULD HAVE PAID A LOT MORE. THEY ARE HORRRRIBLE.

CLOSE YOUR BANK ACCOUNT AND GET A NEW ONE BEFORE THEY CAN WITHDRAW TO AVOID OVERDRAFT. BUT AT LEAST STALL THEM.

BUT THEY ARE CRAZY THEY WILL CALL EVERYTHING EVERYBODY SEVERAL TIMES A DAY ANYTIME NIGHTS AND WEEKENDS. MOST HORRIFIC EXPERINCE IN MY LIFE.

I was told on a $600 loan I would have to pay back $780. I had an emergency and needed the money the next day by 2 p.m.

I was told I could pay an extra fee to get it wired overnight. I got the money the next day at 4:30 p.m. I went online and I should have done this first but I read horrible reviews for this company and one review said to review your contract, well I didn't get a contract so I had to email customer service to get it. On this $600 loan, I was told that I could pay the loan off in full in two weeks, which I couldn't, or pay it of in three payments at $960.

Really, on a $600 loan, I could have went down the street and got that loan for far less but it was an emergency and I needed the money when the place was closed and I didn't even get the wire on time.

You have three options to pay it back, in full, pre-pay, the three bi weekly payments I chose, or their scheduled payments which came out to be, $2940. AWL go to ***.

This company continues to contact me even I did not apply for a loan through any company and these people keep calling and emailing me. When I returned the call they wanted my SSN and when I wouldn't give it to them they said they couldn't identify me to by my name or phone number that they were calling.

They will not leave me alone. The Customer Care Rep said that I have to wait for them to call me back. I responded to the email they sent and havent' gotten any response back.

I think it is nonsense that they continue to contact me and harass me to take their loan. As if I will eventually say oh ok...you want to give me money....

i took out a loan in June 2013 I have been paying 120.00 every two weeks none has gone towards the principle they never told me this. what a very bad company they are just taking my money this compny sucks i will never get this paid off they tricked me they said that part of the payment would go tolds the principle i want this company to be out of business they cant do this it illegal what can we do since i still owe them what a fraud there has to be something someone can do to close them down

I borred $500.00 and to date have paid $1260.00 to American Web Loan. There are the biggest rip-off.

I ask to forward the contract and they have not. The loan ws make 12/17/2012, this is the amount paid back to date. When I call them and do ger a hold of them they are rude and very distastable.

When the loan was made they disclosed $150.00 would be paid per month, $60.00 of that about would be for principle and the rest would be interest. I thought this was high, but I was in a bad way.

American web loan is really ripping people that are in need off, taken advantages of the needs of people and over charging them with this ridiculous interest rate,my principle were $240.00 and the loan was $400.00 I have not start paying the loan back yet because of the high interest rate, something need to be done to the loaders, stipulations and more rules need to apply for them, there is a low and rules for person loans, I believe this is robbery, there is nothing else I can call it, this company (AML) is stressing me out to the fullness.

I got a message to call a number today with a claim number. I didn't know who or what it was about.

I call and give the claim number and this woman starts fussing with me and I almost cursed her out. She claimed that I took a loan out with AWL in 2011. I had never heard of them before but they knew my name and where I worked. She told me it went into my account and gave me the last 4 digits of the account number.

Needless to say she was wrong and insisted that I changed my account and that I was being charged with fraud... LMAO I hung the phone up and later I got a voicemail telling me that I had been served.

I borrowed $600. The rep said there would be a $180 fee.

Well, I thought that was a little high, but accepted it. I tried to pay the loan back early but their website doesn't allow that. Then I tried to pay back on-time but was confused because I was seeing an extra $180 charge. I ended up calling them.

They actually wanted an extra $180 fee for paying the loan back on time. This I refused to do. I reported them to the Better Business Bureau and sent them an e-mail telling them, either they send me a PAID IN FULL statement or I would sue them.

Haven't heard back yet. I guess I'll be getting those abusive phone calls from their "Collection Agency"