American Web Loan's reply to: PAID INTEREST AND THEY TRIED TO CHARGE ME AGAIN

The information provided is not a valid form of contact. Please provide us with accurate information to reach out to you and address any concerns you may have.
Anonymous
map-marker Minneapolis, Minnesota

PAID INTEREST AND THEY TRIED TO CHARGE ME AGAIN

I took out $700 loan from AWL. The lady told me that "the cost for a $700 loan is $210." I have the Email word for word.

They took the $210 out of my account and I set up withdrawl to pay off the $700 balance. I noticed that they added another $210 to the $700. I have done further research and noticed online that they charge you over and over the "payment" of loan. So, to deviate from all the BS I ahve closed my bank account and I found they are not even licensed in the State Of MN.

They are not legal to conduct business here, their loan limits are too high, as are their interest rates. i am contacting my Attourney general.

1 comment
#1176915

What were your results? They called to threaten me and tried to scare me but I just hung up cause I'm not dumb.

American Web Loan's reply to: Rip off

The information provided is not a valid form of contact. Please provide us with accurate information to reach out to you and address any concerns you may have.
Anonymous
map-marker Hartford, Connecticut

Rip off

After you apply online @ American Web Loan , they call your phone very quick. The representative was very fast in stating the terms of payment.

Because I BADLY need the money, I borrowed $500 in 2013. The interest rate was not clearly stated. I was paying $150 every 2 weeks. They took a total of $450 + $500 principal in just SIX weeks.

I am really, really upset. PLEASE DO NOT BE FOOLED BY THE QUICK APPROVAL OF A SMALL AMOUNT BECAUSE THEY ARE JUST TOO MUCH!

They are not helping people but they're making the borrowers have more debt.

American Web Loan's reply to: Still paying on a loan thats been payed off

Thank you for your recent feedback. We appreciate you voicing your concerns and would like to help to resolve them. Please contact our offices at your earliest convenience so that we may discuss some options and come up with a resolution. We can be reached at 877-860-7171.
Anonymous
map-marker Doylestown, Pennsylvania

Still paying on a loan thats been payed off

Why am i still paying on a loan thats been payed off my name is Adam Ferguson i want to know how this could happen this company owes me some back pay for sure i want some justice and i am going to mack sure this payment will no.longer be taken out of my personal checking account i wouldlike to know what can be done to be ccompensated for them taking more money out that what was originally in my contract who do i need to talk to and who can help me my email address is adamcharles1234@***.net thank you

Testimonial
Anonymous
map-marker Boston, Massachusetts

Read the Terms People . . .

Honestly, do people seriously NOT read the terms for this type of loan??? While taking out this type of loan is not an ideal situation, it will work if you are simply running short and need extra cash to get you to the next paycheck . . . emergency expenses, etc. I just took out a $400 loan which will cost me an extra $120 when I pay it back in full on my next pay day. The $120 interest fee is expensive, but worth it. Of course, in reviewing the terms of my loan, I could take six months or more to pay back my loan and pay back thousands of dollars . . . NOT. PLEASE take the time to understand what you are signing up for or you will be paying back a ridiculous amount of money.
View full review

American Web Loan's reply to: Took out a loan for 440.00

We are unable to contact you based upon the information provided.
Anonymous
map-marker Charlotte, North Carolina

Took out a loan for 440.00

I lost my job in 2011., and was out of work for 6mo. I had to take out a loan to help with rent and bills.

These people took so many payments out of me I had to close my account., I assumed It was enough to pay them off three times over. Now almost 3yrs. later a company called United is saying they represent awl and want 880.00 from me saying I defaulted and they will serve me with papers to take me to court if I don't pay!! They won't email me with an offer to settle, yet they will take my c/c info, my home address, my work place info though no problem and will email me saying they are paid in full after I give them money!!!

These people are jerks., do they think I am just willing to give someone my hard earned money and don't even know who they are???, NO!!!

In times of trouble awl did not help in the long run. What should I do??

Loss:
$1000

American Web Loan's reply to: $900 loan = $4400

We are unable to contact you based upon the information provided.
Anonymous
map-marker Englewood, Colorado

$900 loan = $4400

This organization should be investigated for unfair practices for gouging consumers who are down and out. I am so disgusted by everything I continue to read about American Web Loan. Why can't all states make this illegal to make contracts with people who are desperate for 7700% interest. This is no exaggeration! The federal government needs to step in and shut them down!!!

BUYER BEWARE, BUYER BEWARE, BUYER BEWARE

DO NOT DO BUSINESS WITH AMERICAN WEB LOANS. THE BETTER BUSINESS BUREAU NEEDS TO SHUT THEM DOWN.

AMERICAN WEB LOANS SHOULD BE ASHAMED OF THIS HORRIBLE GOUGING OF AMERICANS. SHUT THEM DOWN AMERICA.

Loss:
$1200
3 comments
#812877

I really wish this company would be shut down!! Their interest rates are absolutely ridiculous!!!

They make NO effort to explain how you'll be paying interest ONLY for the most part. Yeah, I know..."read the Terms in advance", but whatever! I thought I was doing great by paying an extra $100 to $200 more than the minimum ON TIME, but NO! In ONE month, I've paid $600 on a $600 loan and STILL owe $421.

Are you KIDDING me?!?! American Web Loan is the WORST payday loan company ever!

#768940

i've had no problem make a payment your interest goes down everytime. if your like me had a credit issue they were great!

#910995
@PissedConsumer768940

You anonymous person you probably work for this AWl company.

oh seems like you like giving away your money REALLY!

AWL is a JOKE! they live to scam people

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American Web Loan's reply to: SCAMMERS!!!!

We are unable to contact you based upon the information provided.
Anonymous
map-marker Port Saint Lucie, Florida

SCAMMERS!!!!

Borrowed $600 and was told I would pay $180 every two weeks with $80 of that towards principal until paid off. I have been paying $180 every 2 weeks for THREE MONTHS NOW AND NOTHING HAS BEEN APPLIED TO THE PRINCIPAL.

I finally put a stop payment with my bank and have not been charged anymore by them but continue to get calls and emails in regards to my "outstanding balance" even after speaking with them on numerous times in regards to their lies about payment. They continue to call me at my place of business even though I have also told them they are not allowed to call that number.

These people are SCAMMERS!! DO NOT GET A LOAN FROM THEM!!!!

Loss:
$1200
1 comment
#753668

how long has this been

American Web Loan's reply to: AWL are aweful!

We are unable to contact you based upon the information provided.
Anonymous

AWL are aweful!

Husband took out a loan for 600 and was paying 180 every two weeks until we found out it was not going towards our principal amount. So we call and asked for our contract which they forward to us and on the contracts it says 120 every 2 weeks and for 400 dollars.

One week they pulled 360 out of our account. So we did a stop payment and canceled out account.

They called my husband asking to settle for 400 but they already took 900 plus from us so they can kiss my ***. Be smart and just cancel your account.

Loss:
$900
2 comments
#753670

yes do they wont let me login into the account so I can cancel it... so I did a stop payment whats goin to happen if we dont pay

#738870

I took out a 400 dollar loan 6 months ago. They are still taking 120 out of my account biweekly.

Think it's time to get my attorney involved. These people are running a huge scam

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American Web Loan's reply to: A complete RIP OFF! this company should be banned!

We are unable to contact you based upon the information provided.
Anonymous
map-marker West Sacramento, California

A complete RIP OFF! this company should be banned!

NEVER AGAIN! My boyfriend & I took out a $600 loan from AWL.

They are taking out $180 every two weeks from his check. We called about a week ago to ask them what the pay off amount would be & the extremely pushy rep told us it was $600 ON TOP of the two payments of $180 we already paid. THEN said there was an interest pay off of $200 something. RIDICULOUS!

This company shouldn't be allowed to do this. As a matter of fact, this is illegal. They pretty much have a 130% interest rate which doesn't even sound logical. Their customer service is absolutely obsurd.

HORRIBLE PLACE! Do NOT even think about taking a loan out from this company!!!!!!!!

Loss:
$400
2 comments
#737809

You got lucky! They are charging me 794.36% interest on my loan of $1,000.00 :cry $4,900.00 to settle my account to their satisfaction.

#731276

Did you read the conditions and amortization schedule before you took the money?

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American Web Loan's reply to: DO NOT GET A LOAN FROM THEM PLEASE !!!!!

We are unable to contact you based upon the information provided.
Anonymous
map-marker Colorado Springs, Colorado

DO NOT GET A LOAN FROM THEM PLEASE !!!!!

DO NOT GET A LOAN FROM THIS HORRIBLE PLACE PLEASE !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I BORROWED $500 IN JUNE 2013 THEY HAVE TAKEN $150 EVERY TWO WEEKS FOR 2 MONTHS I WENT TO CHECK MY BALANCE IT SAID $500 STILL REMAINING..... YOU PAY THIS MINIMUM BALANCE THATS GOES NOWHERE !!!

IT GOES INTO THEIR POCKETS !! YOU HAVE TO PAY THE MINIMIM PLUS THE AMOUNT OF YOUR LOAN SO THEY TAKE $150 AND YOU NEED TO PAY AN ADDITIONAL $150 SO YOUR BALANCE WILL GO DOWN !!!! SO IF I PAY $300 EVERY TWO WEEKS FOR 2 MONTHS MY LOAN WILL BE PAID OFF . NO ONE EVER TOLD ME.

THEY SAY WE "WE RECOMMEND " YOU MORE THAN YOUR MINIMUM BALANCE. YEA I BET YOU DO. .. THEY SAY I OWE $800 EVEN THOUGH THEY HAVE TAKEN $600 FROM ME ALREADY...

THIS IS THE WORST PLACE EVER EVER EVER EVER !!!.... THEY CALL YOUR JOB LEAVE MESSAGES WITH OTHER PEOPLE. THEY WILL EMBARASS YOU...DEVIL WORKERS ! THE PEOPLE WORKING THEIR ALL WORK FOR THE DEVIL TO PREY ON THE WEAK AND THOSE IN NEED AND MESS US OVER.

THEY HAVE SETTLED WITH ME NOW FOR $500. I AM PAYING $1000 FOR A $500 LOAN. I WOULD HAVE PAID A LOT MORE. THEY ARE HORRRRIBLE.

CLOSE YOUR BANK ACCOUNT AND GET A NEW ONE BEFORE THEY CAN WITHDRAW TO AVOID OVERDRAFT. BUT AT LEAST STALL THEM.

BUT THEY ARE CRAZY THEY WILL CALL EVERYTHING EVERYBODY SEVERAL TIMES A DAY ANYTIME NIGHTS AND WEEKENDS. MOST HORRIFIC EXPERINCE IN MY LIFE.

Loss:
$500

American Web Loan's reply to: American web loan should be shut down

We are unable to contact you based upon the information provided.
Anonymous
map-marker Indianapolis, Indiana

American web loan should be shut down

I was told on a $600 loan I would have to pay back $780. I had an emergency and needed the money the next day by 2 p.m.

I was told I could pay an extra fee to get it wired overnight. I got the money the next day at 4:30 p.m. I went online and I should have done this first but I read horrible reviews for this company and one review said to review your contract, well I didn't get a contract so I had to email customer service to get it. On this $600 loan, I was told that I could pay the loan off in full in two weeks, which I couldn't, or pay it of in three payments at $960.

Really, on a $600 loan, I could have went down the street and got that loan for far less but it was an emergency and I needed the money when the place was closed and I didn't even get the wire on time.

You have three options to pay it back, in full, pre-pay, the three bi weekly payments I chose, or their scheduled payments which came out to be, $2940. AWL go to ***.

American Web Loan's reply to: False Application

We are unable to contact you based upon the information provided.
Anonymous
map-marker Middletown Township, New Jersey

False Application

This company continues to contact me even I did not apply for a loan through any company and these people keep calling and emailing me. When I returned the call they wanted my SSN and when I wouldn't give it to them they said they couldn't identify me to by my name or phone number that they were calling.

They will not leave me alone. The Customer Care Rep said that I have to wait for them to call me back. I responded to the email they sent and havent' gotten any response back.

I think it is nonsense that they continue to contact me and harass me to take their loan. As if I will eventually say oh ok...you want to give me money....

1 comment
#713052

A big scammmmm,,,,,

American Web Loan's reply to: Paying loan but noe ever goes towards principle

We are unable to contact you based upon the information provided.
Anonymous
map-marker Sanford, Florida

Paying loan but noe ever goes towards principle

i took out a loan in June 2013 I have been paying 120.00 every two weeks none has gone towards the principle they never told me this. what a very bad company they are just taking my money this compny sucks i will never get this paid off they tricked me they said that part of the payment would go tolds the principle i want this company to be out of business they cant do this it illegal what can we do since i still owe them what a fraud there has to be something someone can do to close them down

Loss:
$600
1 comment
#812885

This is the issue I have with them. They NEVER tell you that the payments are going toward interest only.

They rely on the fact that people don't really read the terms and conditions thoroughly. That shouldn't even matter.

They need to mention what will happen if you make the minimum payments only. Highway robbery at its finest!

American Web Loan's reply to: Terrible Company

We are unable to contact you based upon the information provided.
Anonymous
map-marker Denver, Colorado

Terrible Company

I borred $500.00 and to date have paid $1260.00 to American Web Loan. There are the biggest rip-off.

I ask to forward the contract and they have not. The loan ws make 12/17/2012, this is the amount paid back to date. When I call them and do ger a hold of them they are rude and very distastable.

When the loan was made they disclosed $150.00 would be paid per month, $60.00 of that about would be for principle and the rest would be interest. I thought this was high, but I was in a bad way.

American Web Loan's reply to: For $400.00= $240.00 interested

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
Alekzander Kai

For $400.00= $240.00 interested

American web loan is really ripping people that are in need off, taken advantages of the needs of people and over charging them with this ridiculous interest rate,my principle were $240.00 and the loan was $400.00 I have not start paying the loan back yet because of the high interest rate, something need to be done to the loaders, stipulations and more rules need to apply for them, there is a low and rules for person loans, I believe this is robbery, there is nothing else I can call it, this company (AML) is stressing me out to the fullness.

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