American Web Loan's reply to:

DON'T DO IT!! TERRIBLE CHOICE

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#552104 Review #552104 is a subjective opinion of poster.

I went with awl because I was short on cash and my bills had really fallen behind, duet a change in my status at work. I borrowed 400 dollars in July and thought it wouldn't be horrible because once I paid off what I borrowed I was done..

I was wrong!!! I paid 2 times the amount, and would still be paying if i didn't have help to pay it off. 1360 for a 400 dollar loan is insane. I had to work extra hours at my job just to male sure i could pay rent from where they were taking that 120 off the top of my check!!

Long run it was a horrible decision as it only crippled my situation instead of helped. The online management of the loan was terrible. There wasn't much information and you couldn't really change anything. You were not able to view loan agreements without calling customer service, and they didn't want to be vocal about rates and interest.

Complete headache. If you have already gotten one be prepared to pay off the entire amount and any accrued interest.

Save yourself. If i would have known then what i know now....i would rather suffer with bills than deal with them.

1 comment
Anonymous
#892783

Sorry for typos. I mean due to and make.

American Web Loan's reply to:

Scammed by AWL

Thank you for your recent feedback. We appreciate you voicing your concerns and would like to help to resolve them. Please contact our offices at your earliest convenience so that we may discuss some options and come up with a resolution. We can be reached at 877-860-7171.
ID
#552091 Review #552091 is a subjective opinion of poster.
Reason of review
Not as described/ advertised
Loss
$240
Preferred solution
mark loan as paid in full. i paid back1200 on on a 800 loan.

What happened is the same thing as thousands of other people. You are told one thing on the phone, and when the loan is supposedly paid off they tell u the money you have paid has only went towards the biweekly 300% charge on the loan.

If u borrow 800 your payoff will be somewhere around 3000 dollars. I was told I would be charged 160 interest for the loan. I know this company is run by the Otoe Indian tribe but there has to be a waybtoway to put an end to this corruption and deciet.

If Anyone has any info regarding a way out of this loan please comment on this page. I am even a PA resident and the state will not help out.

American Web Loan's reply to:

American Web Loan Loan Review

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#551266 Review #551266 is a subjective opinion of poster.

500.00 loan awl took bi weekly payments from account and refused to talk with me. Paying them off but also hiring a lawyer.

Nobody threatens me or my family. I will shut them down if it takes everthing i own.

American Web Loan's reply to:

American Web Loan deciets everyone!!!

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#550552 Review #550552 is a subjective opinion of poster.
Cons
  • Were deceptive
Reason of review
Not as described/ advertised
Loss
$350

I took out a loan for $400 the lady said i have to pay back $520 i agreed.She told me about flexible payments which i accepted. Found out it only goes for interest!!!.

These people are dishonest and crooks!!!! I wonder how they sleep at night!! after paying them more then i should i closed my account. Do not trust these people!

They are liars and crooks after hard down luck people.

I refuse to give them anymore of money. I am single mother trying to survive, I do not need a loan shark company that preys on innocent people!!!!

1 comment
Anonymous
#895171

Jan, what happened after you closed your account?

American Web Loan's reply to:

BEWARE......You can not go after them. 100% of what you pay is interest!!! Nothing goes to the loan..

Thank you for your recent feedback. We appreciate you voicing your concerns and would like to help to resolve them. Please contact our offices at your earliest convenience so that we may discuss some options and come up with a resolution. We can be reached at 877-860-7171.
ID
#549788 Review #549788 is a subjective opinion of poster.
Reason of review
Not as described/ advertised
Loss
$122
Preferred solution
Price reduction

Beware... Do not get your loan through them. I had referred a couple of people, I am happy that they did not go through with it.

I though I was on my last payment. Come to find out that on my $400 loan, $244 per month was interest. They may send you the info, by they talk fast and talk you around in circles, like they are your friend to distract you.... So for 2 months they have scammed me. They are a sovereign nation, there is nothing you can do to go after them. You will have no recourse against them. Sad that they are making the nation look bad.

American Web Loan's reply to:

American Web Loan - Loan Review from Richardson, Texas

Thank you for your feedback. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#548038 Review #548038 is a subjective opinion of poster.

I'm so upset!! Do NOT use American Web Loan.

I borrowed $600 thought I was down to my last payment. I called them to confirm that and was told by Customer Service that I will be paying back $2000 on a $600 loan unless I had paid the loan back the following day. That I was only paying the interest only!! I think this is a total scam!!

I was not told that. He said well it's all in the paperwork we sent to you.

The paperwork they give you AFTER you agree to the loan and once you agree, you can't cancel the loan. They don't explain that to you over the phone!!

American Web Loan's reply to:

400% interest!! Stay AWAY from this company!!

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#547468 Review #547468 is a subjective opinion of poster.

I feel ***, but borrowed $600 for a quick loan. After paying $165 biweekly for two months, with an added $50 with one of those payments, nothing came off of my balance!

It was ALL interest and by the time I would have gotten done with payments, I would have paid these thieves about $2000! I cannot believe they can even stay in business. I paid my balance off right away in one payment! Stay clear of this place.

They will not explain anything to you over the phone when going over the terms. This company should be investigated right away!

American Web Loan's reply to:

American Web Loan is a SCAM

Thank you for your recent feedback. We appreciate you voicing your concerns and would like to help to resolve them. Please contact our offices at your earliest convenience so that we may discuss some options and come up with a resolution. We can be reached at 877-860-7171.
ID
#547131 Review #547131 is a subjective opinion of poster.
Reason of review
Not as described/ advertised
Loss
$1200
Preferred solution
Full refund

So I needed a quick extra cash of $1000. The operator on the phone said I was going to be only charged a fee of $300 for the loan.

Unfortunately, they didn't explain that each of my $300 payments went directly to the interest and not the principal. I paid $1200 in interest and found this out. I closed my bank account and they will not receive a penny more from me. These companies should not be able to be in business.

I didn't know the conditions and I specifically asked the question of "How much additional money would I be charged besides the $1000 loan I received?" The operator answered, "Only $300." Thanks Lady, thanks for bull sh*tting me. All the information I have read on the internet in reference to this company, I don't understand how it is still in business. We need to do something. People can't pay this kind of interest.

You have better rates from the criminal loan shark down the street from you. How are they considered criminal but these companies are allowed to do business?

American Web Loan's reply to:

Extremely high interest rates

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#544836 Review #544836 is a subjective opinion of poster.

I got a loan from America Web Loan for $500.00 thinking it would be the same terms as my credit union. Nope i should have read the fine print.

Im thinking ok if i authorize them to take 250.00 out of my account each pay cycle for two weeks i would be fine. Not the case at all. The loan tripled almost.

SO if you cant pay your loan back in one lump sum dont even attempt to get a pay day loan. Now i have to pay collections which is a better deal because you can pay it off a lot cheaper

1 comment
Anonymous
#883118

I have filed a police report on them and you can go to www.IC3.GOV and file a complaint against them. Hopefully enough complaints will get the FBI to look into them.

American Web Loan's reply to:

STAY AWAY!!!!!!!!!

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#544805 Review #544805 is a subjective opinion of poster.

High bi-weekly payments and none of it goes towards your balance.... HUGE RIP-OFF and NONE of that was disclosed when I took out the loan....

they did not send me a loan agreement until 2 weeks after I took the loan out and I had to call and request it. NOT WORTH IT!!!! BIGGEST FINANCE FEES/ APR I HAVE EVER SEEN ON A PAY DAY LOAN! They will disclose none of that to you on the phone...

I borrowed $500. I was being changed $300 every 2 weeks and NONE of that went towards the principle balance...

a $300 finance fee every other week! Highway robbery!!!

1 comment
Anonymous
#883622

Same issue I thought some of the payment would go towards the loan. I borrowed 400 and paid back 1,440.00.

Please dont do this go to a on site check advance company. That's what i thought AWL fees would be similar too.

Not even close I had no clue none of my payments were NOT going towards the l loan. RIPOFFS BEWARE

American Web Loan's reply to:

DO NOT TAKE OUT A LOAN

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#537230 Review #537230 is a subjective opinion of poster.
Reason of review
Poor customer service
Loss
$1000

Do not ever take a loan out from this company unless you have the means to pay the loan off immediately!! They will take a set "payment" from you every two weeks until the loan is paid off.

The "payment'" is completely interest, nothing goes towards the loan balance.

The represenative that I spoke with while taking out the loan did not explain this to me; so while I was paying the "payment" every two weeks (thinking it was being applied to interest and balance) my loan balance stayed the same. I ended up paying 110% of my loan amount in interest before I realized what was going on.

American Web Loan's reply to:

American Web Loan - Loan Review from Yorba Linda, California

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#535490 Review #535490 is a subjective opinion of poster.

They took almost 500$ from me and I didn't get the loan they promise me. I didn't any money from them but they got 500$ from me.

Yes my fault for not doing more reasearch on them and my fault for trusting them.

They did a *** of a job I'm me. But like I said I have no one to blame but myself.

2 comments
Anonymous
#893497

as well as me being *** they got 1500 from me....i should of done my research as well now im worse off than before

Anonymous
#876345

They did the same thing to me so I have filed a police report. Hope you did too ...bastards!

while I was on the phone with Mike the bank Mgr who started screaming at me I could hear others laughing in the back ground. Then he told me he has my ss# and my address.

So was that a threat? I will let the cops decide

View more comments (1)
American Web Loan's reply to:

American Web Loan Loan Review

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#534943 Review #534943 is a subjective opinion of poster.

Financial issues

Wanted to work a settlement after taking out loan

Called in good faith

They basically told me to pins sand

Bad people

American Web Loan's reply to:

American Web Loan - Loan Review from Chesapeake, Virginia

Due to incorrect contact information provided, we were unsuccessful reaching you to find a solution. We would like to speak with you about your concerns. Please contact us at feedback@americanwebloan.com at your earliest convenience.
ID
#534905 Review #534905 is a subjective opinion of poster.

I borrowed 800 from these crooks and they want me to pay 250 every two weeks the total I will be paying is about 2000 dollars but they don't tell you this until they've already deposited the money in your account this company is ripping people off

1 comment
Anonymous
#872953

i feel the same way i borrowed $500 and feel like I've been paying it back forever i pay $150 every 2 weeks its bs that they charge so much and don't tell you much of anything until the money has been placed in your account they should give you all the information before putting the money in your account

American Web Loan's reply to:

American Web Loan - Loan Review from Saint Louis, Missouri

Thank you for your recent feedback. However, the phone number provided is not a valid number. Please contact us at your earliest convenience to address any concerns you may have. We can be reached at feedback@americanwebloan.com or call us at 877-860-7171.
ID
#534782 Review #534782 is a subjective opinion of poster.

What should I do about this American Web Loan ? They keep taking money out of my account every two weeks. Had them paid three months ago.Can I stop them from drafting my money out of my bank account OMG !

1 comment
Anonymous
#871134

Simple as closing your account, then you will have the infamous recovery agents calling; no big deal. They will threaten you, but legally cannot do anything.

They have no right to take as much as they do when they do not fully explain the loan and how it works. I will never give them another dime.